“China’s access to substantial sums of money from the World Bank

“China’s access to substantial sums of money from the World Bank also reduces the need to borrow on commercial terms.What does “borrow on commercial terms” imply here? And why does China prefer loans from the World Bank?
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【正确答案】：“Commercial" carries the meaning of having profit-making as the aim. “To borrow on commercial terms” is to borrow at the regular business interest rates(without any special favor received from the bank).  China borrows from the World Bank Group for lower interest rates and other favorable conditions.
【题目解析】：“商业化”是指以营利为目的。“按商业条款借款”是指按正常的商业利率借款(不需要从银行获得任何特殊优惠)。中国向世界银行集团借款是为了获得更低的利率和其他有利条件。